Founder & Financial Educator
Carmen Li
Carmen created Y.nab after working in adult education and seeing how inaccessible most financial tools were. She brings warmth, relatability, and structure to every interaction.
Y.nab helps you navigate daily money decisions with clarity, ease, and confidence. No jargon — just simple tools for effective budget control and personal finance planning.
People taking their first steps in independence — students, new professionals, or those moving out — who want to feel more confident with their daily financial choices.
Families juggling household expenses, subscriptions, and growing kids. We help them build simple systems to gain control without adding stress.
Individuals who feel anxious about money, hate spreadsheets, and need tools that focus on encouragement rather than judgment. We make budget control approachable.
We explain everything in plain English — no intimidating terms, no confusing formulas. You’ll know exactly what to do and why it matters.
Our tools are made for people who grocery shop, have bills, change goals, and live busy lives. Budget control only works when it works with your actual habits.
We meet you where you are — emotionally, financially, and practically. Our sessions are supportive, never judgmental.
We teach that small steps count. With our guidance, finance planning becomes a low-pressure habit — not a high-stress overhaul.
Carmen created Y.nab after working in adult education and seeing how inaccessible most financial tools were. She brings warmth, relatability, and structure to every interaction.
Marcus builds our visual tools and mobile app experience. With a background in UX for wellbeing platforms, he ensures that our users feel confident, not confused.
Leila leads workshops, writes content, and connects directly with our user base. Her specialty is turning financial anxiety into a shared, supported journey.
Not at all! Our platform is designed for beginners — we start where you are and go at your pace.
While budget control is a key focus, we also cover spending habits, goal planning, and emotional financial triggers.
Yes. You can book one-time or ongoing support with one of our team members for personalized help.
We never store sensitive financial data. Our tools focus on helping you plan — not accessing your accounts.
Absolutely. We offer finance planning tools specifically made for freelancers, students, and people with variable earnings.
601 Pennsylvania Avenue NW, Washington, DC 20004, USA